Buying a home

Buying a home is different depending on how ready the home is.
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When the home is drawn on paper

We can take your wishes into account: with the help of our interior designers, you can adjust your home's layout, choose the interior finishes, design the furniture arrangement, and decide whether you need parking spaces and a storage room. However, you must be patient — we are still in the design phase, applying for permits, and searching for a contractor, so we cannot promise exact dates or final pricing yet. Your contribution: a reservation fee, which will be refunded if you change your mind or no longer wish to wait.

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Once construction has begun

You can no longer change the layout of your home, but during the first months of construction, you can still choose the interior finishing and furniture, and choose your own from the available parking spaces and storage spaces. We can tell you when your home will be ready and how much it will all cost. Your contribution: 15% of the purchase price.

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When your home is ready

We have already decided everything: the color of the walls of your home and the bathroom tiles, as well as where you can park your car and how big your storage space is. All you have to do is accept it, pay the money and move in right a way. Or not, and look at one of our other homes, where you still have the opportunity to have a say. Your contribution: 100% of the purchase price.

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Purchase process

1. Interested

We recommend that you register as an interested party on the Liven website. Why?

  • You will be the first to receive information about new Liven homes
  • You can be the first to see the plans and prices
  • You can be among the first to reserve
  • When you reserve amongthe first, you often get something good on top
  • By booking early, you can make your home exactly the way you want it

2. Choose your home

  • If you found a home you like, you can book it directly from the website with a storage space and a parking space, a suitable layout and extras, such as kitchen furniture
  • To confirm your choices, you would have to pay the booking fee which is specific to the development
  • The terms of sale, including the final price and the time of completion of the house, will be determined one month before the signing of the contract under the law of obligations, and you will be able to decide within two weeks whether you want to buy a home from us under these conditions
  • However, if you should cancel or your plans simply change, we will refund your previously paid booking fee
  • You can download a sales offer from the website and ask the bank for a loan offer based on it

3. Home layout

  • Before signing a contract under the law of obligations, you can consult with our interior architect to discuss which of our plans best meets your needs.
  • If necessary, you can make additions together with our interior designer, for example move a door or wall or change the layout of the kitchen. If there are costs involved, we will add them to the purchase price
  • The plan of your home is an addendum to the contract under the law of obligations, and after that the plan cannot be changed

4. Contract under the law of obligations

  • In order to become the owner of the home, a notarized purchase and sales agreement must be concluded. You actually have to visit the notary twice. With the contract under the law of obligations, we agree on what your home will be like, when it will be ready and how much it will cost. When your home is finished, only then will we sign a real rights contract, with which you will become the owner of your home
  • There are costs associated with concluding the contract (notary fee and state fee). More info about the amounts can be found here.
  • A deposit of 15% of the purchase price must be paid when concluding a contract under thel aw of obligations (includes your previously paid booking fee)
  • It takes about an hour to conclude a contract under the law of obligations. The contract can be concluded at a notary’s office or by remote verification

5. Interior finishing and furniture options

  • Once the construction has started, you must choose the interior finishing and furniture of your home and the furniture you want to order from us, and check the locations of the electrical plugs and lights by a certain deadline (usually within a month from the start of the construction).
  • Our interior architects will advise you, help you make finishing choices and supplement the electrical plan
  • For large-scale interior design work, you should hire your own interior designer, who is only for your home

6. Loan agreement with the bank

  • If you need a loan to buy the home, you should have already discussed with a bank at the time of reserving whether and how big a loan they are willing to give you
  • If you haven’t already signed the loan agreement, the last time to start working on it is a few months before the house is finished, so that you have time to collect offers, submit documents and finally choose who you will conclude the loan agreement with
  • The loan agreement is usually signed in such a way that the payment will take place within12-18 months, so there is no point in signing it very early, as your home may not be ready that quickly
  • Even if you sign a loan agreement early, you will only start repaying the loan after the loan amount has been paid out to you, i.e. when we have signed a real rights contract and you have received your home
  • If you calculate all the costs that you will incur in connection with your new home, then also take into account the fee for signing the loan agreement

7. Sale of your old home

  • If you are financing the purchase of a new home from the sale of your current home or from a combination of the sale of an existing property and a loan, you have hopefully already discussed the value of your property and the expected sales period with a broker when making the purchase decision.
  • As for when is the right time to start selling your current home so that you can move directly from your old home to a new one, this advice is given by professionals

8. Home inspection

  • Once the home is ready, it’s time to inspect your home. We do it together, and if we find defects, we fix them for you
  • We will introduce you to the systems of your new home and show you how everything works
  • It usually takes 1-4 weeks between the first home inspection and receiving the keys

9. Real rights contract

  • After the inspection of the apartment, we will meet again in 1-4 weeks at the notary’s office to sign a real rights contract, on the basis of which you will be registered as the owner in the land register within a month. It takes about half an hour to sign this contract and we can also do it remotely
  • By the time the contract is signed, you have to transfer to the notary’s account either the entire purchase price or, if you are using a bank loan to buy the home, the self-financing part, if you still haven’t done so. If you use a bank loan to buy a home, the bank’s representative will also participate in the transaction, and the bank will arrange the payment of the loan amount for you.
  • After signing the contract, we will give you the keys and you can move in on the same day

10. Warranty

  • We load all user manuals and other important information in one place and give you access
  • If you discover when you move in that something doesn’t quite work as it should, know that your home has a two-year warranty. We will also give you a guide on how you should act when discovering defects

1. Choose a home

  • If you have found a home you like, you can reserve it directly from the website along with a storage unit and a parking space
  • If you discover us only when construction is nearing completion, we will have already assigned which parking space and storage unit belong to which home
  • You can download a sales offer from the website and use it to request a loan offer from your bank

 2. Home plan

  • Since the house is already under construction, you cannot change the plan

3. Contract under the law of obligations

  • In order to become the owner of the home, a notarized purchase and sales agreement must be concluded. You actually have to visit the notary twice. With the contract under the law of obligations, we agree on what your home will be like, when it will be ready and how much it will cost. When your home is finished, only then will we sign a real rights contract, with which you will become the owner of your home
  • There are costs associated with concluding the contract (notary fee and state fee). More info about the amounts can be found here
  • A down payment of 15% of the purchase price must be paid when entering into a contract under the law of obligations
  • It takes about an hour to conclude a contract under the law of obligations. The contract can be concluded at a notary’s office or by remote verification

4. Interior finishing and furniture choices

  • Once the construction has started, you must choose the interior finishing and furniture of your home and the furniture you want to order from us, and check the locations of the electrical plugs and lights by a certain deadline (usually within a month from the start of the construction).
  • If the construction is already further along, we have had to make the interior finishing choices ourselves and you can no longer change them

5. Loan agreement with the bank

  • If you need a loan to buy the home, you should have already discussed with a bank at the time of reserving whether and how big a loan they are willing to give you
  • If you haven’t already signed the loan agreement, the last time to start working on it is a few months before the house is finished, so that you have time to collect offers, submit documents and finally choose who you will conclude the loan agreement with
  • The loan agreement is usually signed in such a way that the payment will take place within12-18 months, so there is no point in signing it very early, as your home may not be ready that quickly
  • Even if you sign a loan agreement early, you will only start repaying the loan after the loan amount has been paid out to you, i.e. when we have signed a real rights contract and you have received your home
  • If you calculate all the costs that you will incur in connection with your new home, then also take into account the fee for signing the loan agreement

6. Sale of your old home

  • If you are financing the purchase of a new home from the sale of your current home or from a combination of the sale of an existing property and a loan, you have hopefully already discussed the value of your property and the expected sales period with a broker when making the purchase decision.
  • As for when is the right time to start selling your current home so that you can move directly from your old home to a new one, this advice is given by professionals

7. Home inspection

  • Once the home is ready, it’s time to inspect your home. We do it together, and if we find defects, we fix them for you
  • We will introduce you to the systems of your new home and show you how everything works
  • It usually takes 1-4 weeks between the first home inspection and receiving the keys

8. Real rights contract

  • After the inspection of the apartment, we will meet again in 1-4 weeks at the notary’s office to sign a real rights contract, on the basis of which you will be registered as the owner in the land register within a month. It takes about half an hour to sign this contract and we can also do it remotely
  • By the time the contract is signed, you have to transfer to the notary’s account either the entire purchase price or, if you are using a bank loan to buy the home, the self-financing part, if you still haven’t done so. If you use a bank loan to buy a home, the bank’s representative will also participate in the transaction, and the bank will arrange the payment of the loan amount for you.
  • After signing the contract, we will give you the keys and you can move in on the same day

9. Warranty

  • We load all user manuals and other important information in one place and give you access
  • If you discover when you move in that something doesn’t quite work as it should, know that your home has a two-year warranty. We will also give you a guide on how you should act when discovering defects

1. Choose your home

  • You can get additional information about your preferred home from our interior architect, and reservations are also made through them
  • Request a sales offer for a specific home — you can then use it to obtain a loan offer from your bank

2. Loan agreement with the bank

  • If you need a loan to buy a home and the bank is ready to give it to you, you sign a contract with them
  • If you calculate all the costs that you will incur in connection with your new home, then also take into account the fee for signing the loan agreement

3. Notarial contract of sale

  • In order to become the owner of the home, a notarized purchase and sale agreement must be concluded.
  • There are costs associated with concluding the contract (notary fee and state fee). More info about the amounts can be found here
  • By the time the contract is signed, you have to transfer to the notary’s account either the entire purchase price or, if you are using a bank loan to buy the home, the self-financing part.If you use a bank loan to buy a home, the bank’s representative will also participate in the transaction, and the bank will arrange the payment of the loan amount for you.
  • It takes about an hour to conclude a contract. The contract can be concluded at a notary’s office or by remote verification•After signing the contract, we will give you the keys and you can move in on the same day

4. Warranty

  • We load all user manuals and other important information in one place and give you access
  • If you discover when you move in that something doesn’t quite work as it should, know that your home has a two-year warranty. We will also give you a guide on how you should act when discovering defects

Liven has homes in various stages of development in several exciting locations.

Here, you can find those where you can already choose your home.

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Regati

Spacious seaside homes in Pirita. The first homes will be ready this autumn!

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Iseära

A-class homes with geothermal heating near Lake Harku

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Virmalise

Spacious A-energy class homes in the heart of the city, surrounded by peace and greenery. Create your new world!

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Luuslangi

A-energy class homes on a quiet cul-de-sac. Construction of the new phase has already started - come and have a look!

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Olemuse

Small apartment houses in Nõmme, by the forest. First homes are ready in 2026.

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Peakorter

Exceptional homes in Põhja-Tallinn. Take charge of your life from here!

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Uus-Meremaa

Seaside family homes. One last home is move-in ready, come and have a look!

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Baron’s House

Modern townhouse with a private yard

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